Leadership

Carmine Cacciavillani

Founder & President

Carmine has over forty years experience in the creation of complex software-based business solutions, over three decades of it spent in the Mortgage industry as solutions provider. He has built a track record of delivering best-of-breed software solutions to complex business problems. His core competency is in mortgage origination systems. Serving a broad customer base, his systems have continuously challenged the standard for the industry, adding functionality and ease-of-use features that have increased throughput and decreased cost to process. In 2011, Carmine founded Blue Sage Solutions. Using advanced technology stacks with Cloud and Mobile, Blue Sage Solutions provides end-to-end loan origination platforms for the Consumer Lending industry.

Carmine Cacciavillani, Founder & President, Blue Sage Solutions

Overview

Founder and President of three companies focused on serving the Financial Services Industry

Input Creations, Inc., founded in 1980 and sold in 1996

Palisades Technology Partners, LLC., founded in 1999, sold in 2006

Blue Sage Solutions, founded in 2011

Architect of numerous origination systems, including Chase and Citibank’s

Headed implementations at Ditech.com, Wachovia, Long Beach Mortgage and WAMU

Joe Langner

CEO

Joe is a highly accomplished Senior Executive Leader with over a quarter decade years of sales, marketing, and general management experience ranging from start-ups to $900M business units. He has deep domain experience in software and financial services industries, and excels at building and motivating cross-functional teams to exceed goals. As Chief Operating Officer, Ellie Mae Inc., Joe directed all business operations with management and P&L responsibility for Sales, Marketing, Operations, Customer Education, Support, and Professional Services, and was responsible for the go-to-market strategy and execution of their flagship product, Encompass. Later, he successfully executed Ellie Mae’s 2011 initial public offering (NYSE: ELLI) with Barclays Capital, William Blair & Company, Piper Jaffray, and Morgan Keegan.

Joe Langer, CEO, Blue Sage Solutions

Overview

Chief Executive Officer, Blue Sage Solutions, LLC
3Q-2017 to present

President, PCLender, LLC
2016 – Q3 2017

EVP & General Manger, Sage North America
2011 – 2015

Chief Operating Officer, Ellie Mae, Inc.
2002 – 2011

SVP & General Manager, Dun & Bradstreet Inc.
Small Business Solutions
2000-2002

Dun & Bradstreet, North America
1986 – 2000

Steve Octaviano

CTO

Steve’s career is marked by successful design, development and delivery of complex and innovative mortgage lending and transaction management systems in financial services. He puts a strong focus on on product design, customer needs analysis and enterprise class IT performance. He is a practical, results-oriented individual with extensive mortgage banking industry experience and utilizes motivational style leadership to drive results with his staff and peers, to deliver client value. Steve joined Blue Sage Solutions as their CTO in early 2016 to help drive growth and technical innovation projects. Steve has worked with this core team within several prior organizations. Before Blue Sage, Steve spent nine years with IBM’s Global Business Services responsible for IBM’s Lender Solutions platform architecture and technical business strategy.

Steve Octaviano, CTO, Blue Sage Solutions

Overview

Blue Sage Solution Chief Technology Officer, 2Q-2016 to present day.

Financial Services Chief Architect for IBM Lender Solutions, from 2006 through 2016.

Chief Technology Officer for Palisades Technology Partners, LLC., founded in 1999, sold in 2006 to IBM. Worked with CIOs and CTOs at Top 20 lenders to successfully design, integrate and deliver the Impact Enterprise Lending Platform.

Principal architect and product development roles in several prior companies, leveraging leading edge technologies and designs to deliver innovative solutions that drive hard ROI for the business.

Technology Evangelist for: Rules Engine use, Micro Services, API driven Rich Web Based UIs, and Standards Based design and development.

Brian Feder

Product Manager / Senior Analyst

Brian has been working in the mortgage industry for over thirty years, starting as an Account Executive for some of the most prestigious mortgage bankers and banks, Carteret Savings Bank, Paine Webber Mortgage, Columbia National and Fleet Mortgage. In 1998 he moved into IT joining Harland Financial Services where he was promoted from Business Analyst to System Analyst to serve as the primary point of contact for Harland Financial Services largest customer funded development projects. Since then, Brian has gained experience in all phases of project life cycle, including conceptualization, business analysis design, development, implementation, project management, training budgeting, and resource management. In 2014 Brian joined Blue Sage Solutions as a Project Executive with a focus on Mortgage Project Implementations, Software Development, Business/System Analysis, and Sales.

Brian Feder, Product Manager / Senior Analyst, Blue Sage Solutions

Overview

Project Executive with broad-based success leading teams to deliver custom software solutions at leading US banks and mortgage companies.

30+ years domain experience in mortgage lending. Successfully delivered large scale custom software implementations for top 20 lenders and banks.

Previous clients include Citicorp Mortgage, Citicorp Private Bank, Wachovia Bank, Washington Mutual, DiTech.Com, GMAC Mortgage, PNC Bank, Bank of America.

Scott Tiller

Senior Project Executive

With a strong knowledge of both mortgage fulfillment and back operational guideline and process flows, Scott has been actively involved in large financial call center environments including Ditech.com, closing up to 22,000 monthly units at the height of the refinance market. With a bachelor of arts in Business Management from Loyola Marymount University, Scott has been involved, either directly or indirectly, in mortgage management and training for approximately fifteen years. He has experience in all aspects of processing fulfillment, product guidelines, and mortgage industry segments allowing him to successfully transition to lead software development cycle projects. At Blue Sage, Scott serves as Project Executive, collaborating with clients to deliver system design, business requirements, project plans, and installing effective management information protocols for predictive iterative system releases.

Scott Tiller, Senior Project Executive, Blue Sage Solutions

Overview

Mortgage Executive with 21 years’ retail and management experience overseeing and supervising large mortgage fulfillment call center Ops including Processing, Underwriting and Funding as well as Project Implementation and Development.

Areas of expertise include intimate familiarity with process flows, product guidelines and industry standards.

Previous clients included USAA, PNC, Downey Savings, Lending Tree and Coast Federal Credit Union.

Gregg Terlizzi

Project Executive / Product Engineer

With close to three decades experience as an entrepreneurial technical manager, Gregg’s strong organizational, budget, planning, logistics and development capabilities make him well-equipped to handle all phases of system and technology development, including analysis, design, testing and implementation. In 2017, Gregg joined Blue Sage Solutions as a Project Executive with a focus on Mortgage Project Implementations, Software Development, Business/System Analysis, and Sales.

Gregg Terlizzi, Project Executive / Product Engineer, Blue Sage Solutions

Overview

Project Executive with broad-based success leading teams to deliver custom software solutions at leading US banks and mortgage companies.

15+ years domain experience in mortgage lending. Successfully delivered large scale custom software implementations for top 20 lenders and banks.

Previous clients include Wachovia Bank, Long Beach Mortgage, Washington Mutual, USAA, PNC Bank, and Bank of America.