Leadership
Executive Leadership Team
New technologies and experienced teams develop the innovations that transform industries. Blue Sage Solutions’ senior talent led by its leadership team outlined below has developed enterprise class solutions for some of the top financial services organization in the country. Specializing in mortgage loan platforms and fulfillment, our core team possesses more than quarter century of experience ensuring highly successful implementations and innovative technology solutions. Our team created the first end-to-end web-based LOS back in 1998 and has never stopped innovating.
Carmine Cacciavillani
Founder & President
Carmine has over forty years’ experience in the creation of complex software-based business solutions, over three decades of it spent in the Mortgage industry as solutions provider. He has built a track record of delivering best-of-breed software solutions to complex business problems. His core competency is in mortgage origination systems. Serving a broad customer base, his systems have continuously challenged the standard for the industry, adding functionality and ease-of-use features that have increased throughput and decreased cost to process. In 2011, Carmine founded Blue Sage Solutions. Using advanced technology stacks with Cloud and Mobile, Blue Sage Solutions provides end-to-end loan origination platforms for the Consumer Lending industry..
Overview
- Founder and President of three companies focused on serving the Financial Services Industry
- Input Creations, Inc., founded in 1980 and sold in 1996
- Palisades Technology Partners, LLC., founded in 1999, sold in 2006
- Blue Sage Solutions, founded in 2011
- Architect of numerous origination systems, including Chase and Citibank’s
- Headed implementations at Ditech.com, Wachovia, Long Beach Mortgage and WAMU
David Aach
Chief Operating Officer
Prior to Blue Sage, Aach led the sales and marketing team as executive vice president of Docutech, helping the company more than double its revenue and become an industry leader in its field. Before Docutech, Aach worked for 10 years at IBM Corp. as director and industry expert in its mortgage practice. He previously served as chief operating officer at Palisades Technology Partners, which was acquired by IBM in 2006. At Palisades he worked with its founder and president, Carmine Cacciavillani, who later then founded Blue Sage Solutions.
Overview
- Joined Blue Sage in 2020 to help manage growth and leverage industry relationships with both lenders and partners
- Track record for helping grow financial services technology firms
- Previously worked with the Blue Sage founder and key management team at IBM, Palisades Technology Partners, Harland and CitiMortgage
Steve Octaviano
CTO
- Blue Sage Solution Chief Technology Officer, May, 2016 to present day.
- Financial Services Chief Architect for IBM Lender Solutions, from 2006 through 2016.
- Chief Technology Officer for Palisades Technology Partners, LLC., founded in 1999, sold in 2006 to IBM. Worked with CIOs and CTOs at Top 20 lenders to successfully design, integrate and deliver the Impact Enterprise Lending Platform.
- Principal architect and product development roles in several prior companies, leveraging leading edge technologies and designs to deliver innovative solutions that drive hard ROI for the business.
- Technology Evangelist for: Rules Engine use, Micro Services, API driven Rich Web Based UIs, and Standards Based design and development.
Joey McDuffee
VP, Sales and Marketing
- Successful sales and implementation executive and problem solver that blends a combination of business knowledge and technical acumen in order to provide the most ideal approach to issues facing lenders every day.
- Worked with banks and mortgage throughout the U.S. and abroad to provide optimized solutions for their specific needs within each geography.
- Previous clients include Wells Fargo, Citicorp, BNYM, JPMC, BOKF, BMO Harris, HNB, First Republic Bank, NWB, and US Bank.
Brian Feder
Product Manager / Senior Analyst
Brian has been working in the mortgage industry for over thirty years, starting as an Account Executive for some of the most prestigious mortgage bankers and banks, Carteret Savings Bank, Paine Webber Mortgage, Columbia National and Fleet Mortgage. In 1998 he moved into IT joining Harland Financial Services where he was promoted from Business Analyst to System Analyst to serve as the primary point of contact for Harland Financial Services largest customer funded development projects. Since then, Brian has gained experience in all phases of project life cycle, including conceptualization, business analysis design, development, implementation, project management, training budgeting, and resource management. In 2014 Brian joined Blue Sage Solutions as a Project Executive with a focus on Mortgage Project Implementations, Software Development, Business/System Analysis, and Sales.
Overview
- Project Executive with broad-based success leading teams to deliver custom software solutions at leading US banks and mortgage companies.
- 30+ years domain experience in mortgage lending. Successfully delivered large scale custom software implementations for top 20 lenders and banks.
- Previous clients include Citicorp Mortgage, Citicorp Private Bank, Wachovia Bank, Washington Mutual, DiTech.Com, GMAC Mortgage, PNC Bank, Bank of America.
Scott Tiller
Senior Project Executive
With a strong knowledge of both mortgage fulfillment and back operational guideline and process flows, Scott has been actively involved in large financial call center environments including Ditech.com, which was closing 22,000 monthly units at the height of the refinance market. With a Bachelor of Arts in Business Management from Loyola Marymount University, Scott has been involved, either directly or indirectly, in mortgage management and training for approximately fifteen years. He has experience in all aspects of processing fulfillment, product guidelines, and mortgage industry segments allowing him to successfully transition to lead software development cycle projects. At Blue Sage, Scott serves as Project Executive, collaborating with clients to deliver system design, business requirements, project plans, and installing effective management information protocols for predictive iterative system releases.
Overview
- Mortgage Executive with 25 years’ retail and management experience overseeing and supervising large mortgage fulfillment call center Ops including Processing, Underwriting and Funding as well as Project Implementation and Development.
- Areas of expertise include intimate familiarity with process flows, product guidelines and industry standards.
- Previous clients included USAA, PNC, Downey Savings, Lending Tree and Coast Federal Credit Union.
Gregg Terlizzi
Project Executive / Product Engineer
With close to three decades experience as an entrepreneurial technical manager, Gregg’s strong organizational, budget, planning, logistics and development capabilities make him well-equipped to handle all phases of system and technology development, including analysis, design, testing and implementation. In 2017, Gregg joined Blue Sage Solutions as a Project Executive with a focus on Mortgage Project Implementations, Software Development, Business/System Analysis, and Sales.
Overview
- Project Executive with broad-based success leading teams to deliver custom software solutions at leading US banks and mortgage companies.
- 17+ years domain experience in mortgage lending. Successfully delivered large scale custom software implementations for top 20 lenders and banks.
- Previous clients include Wachovia Bank, Long Beach Mortgage, Washington Mutual, USAA, PNC Bank, and Bank of America.