Experienced teams transform
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Executive Leadership Team

Blue Sage Solutions’ senior talent led by its leadership team outlined below has developed enterprise class solutions for some of the top financial services organization in the country. Specializing in mortgage loan platforms and fulfillment, our core team possesses more than quarter century of experience ensuring highly successful implementations and innovative technology solutions. Our team created the first end-to-end web-based LOS back in 1998 and has never stopped innovating.

Carmine Cacciavillani

Founder and President

Carmine Cacciavillani, Blue Sage Founder and PresidentCarmine has over forty years of experience in the creation of complex software-based business solutions, over three decades of it spent in the Mortgage industry as a solutions provider. He has built a track record of delivering best-of-breed software solutions to complex business problems. His core competency is in mortgage origination systems. Serving a broad customer base, his systems have continuously challenged the standard for the industry, adding functionality and ease-of-use features that have increased throughput and decreased cost to process. In 2011, Carmine founded Blue Sage Solutions. Using advanced technology stacks with Cloud and Mobile, Blue Sage Solutions provides end-to-end loan origination platforms for the Consumer Lending industry.

  • Founder and President of three companies focused on serving the Financial Services Industry
  • Input Creations, Inc., founded in 1980 and sold in 1996
  • Palisades Technology Partners, LLC., founded in 1999, sold in 2006
  • Blue Sage Solutions, founded in 2011
  • Architect of numerous origination systems, including Chase and Citibank’s
  • Headed implementations at Ditech.com, Wachovia, Long Beach Mortgage and WAMU

David Aach

Chief Operating Officer

David Aach, Blue Sage COODavid Aach has more than twenty-five years’ experience in the mortgage & finance industry with a focus on increasing relationships with industry partners, clients and prospects. Prior to Blue Sage, Aach led the sales and marketing team as executive vice president of Docutech, helping the company more than double its revenue and become an industry leader in its field. Before Docutech, Aach worked for 10 years at IBM Corp. as director and industry expert in its mortgage practice. He previously served as chief operating officer at Palisades Technology Partners, which was acquired by IBM in 2006. At Palisades he worked with its founder and president, Carmine Cacciavillani, who later then founded Blue Sage Solutions.

  • Joined Blue Sage in 2020 to help manage growth and leverage industry relationships with both lenders and partners
  • Track record for helping grow financial services technology firms
  • Previously worked with the Blue Sage founder and key management team at IBM, Palisades Technology Partners, Harland and CitiMortgage

John Tammi

Chief Financial Officer

John Tammi, Blue Sage CFOJohn has over thirty years of experience in software and services settings, primarily in growth technology businesses across all aspects of accounting, finance and M&A. He has served as chief financial officer of several technology businesses, achieving successful exits. He also worked with IBM Corp. in a number of roles, including as CFO of its Lending Services business, as well as Palisades Technology Partners.

  • Forty years experience in finance, accounting and operations
  • CFO in multiple software and services settings
  • Financial Services and M&A experience includes Palisades Technology Partners, and IBM Lender Process Services (later Seterus)
  • CPA with MBA (beta gamma sigma) Columbia University in the City of New York

Steve Octaviano

Chief Technology Officer

Steve Octaviano, Blue Sage CTOSteve’s career is marked by successful design, development and delivery of complex and innovative mortgage lending and transaction management systems in financial services. He puts a strong focus on product design, customer needs analysis and enterprise class IT performance. He is a practical, results-oriented individual with extensive mortgage banking industry experience and utilizes motivational style leadership to drive results with his staff and peers, to deliver client value. Steve joined Blue Sage Solutions as their CTO in early 2016 to help drive growth and technical innovation projects. Steve has worked with this core team within several prior organizations. Before Blue Sage, Steve spent nine years with IBM’s Global Business Services responsible for IBM’s Lender Solutions platform architecture and technical business strategy.

  • Blue Sage Solution Chief Technology Officer, May, 2016 to present day.
  • Financial Services Chief Architect for IBM Lender Solutions, from 2006 through 2016.
  • Chief Technology Officer for Palisades Technology Partners, LLC., founded in 1999, sold in 2006 to IBM. Worked with CIOs and CTOs at Top 20 lenders to successfully design, integrate and deliver the Impact Enterprise Lending Platform.
  • Principal architect and product development roles in several prior companies, leveraging leading edge technologies and designs to deliver innovative solutions that drive hard ROI for the business.
  • Technology Evangelist for: Rules Engine use, Micro Services, API driven Rich Web Based UIs, and Standards Based design and development.

Joey McDuffee

VP, Sales and Marketing

Joey McDuffee, Blue Sage Vice President Sales and MarketingJoey has been dedicated to designing, developing, implementing, supporting, and selling mortgage origination technologies for over 25 years. He has worked with a variety of the largest banks and mortgage companies in the U.S. and abroad in designing and implementing mortgage origination technology solutions and assisted with transformational process re-engineering. Prior to leading sales at Blue Sage Solutions, he held numerous management roles, including sales, technical services and training departments while providing product design, technical support, project management, and implementation expertise. Joey has published a number of industry articles, participated in industry expert roundtables, and has been a speaker and panelist at industry conferences.

  • Successful sales and implementation executive and problem solver that blends a combination of business knowledge and technical acumen in order to provide the most ideal approach to issues facing lenders every day.
  • Worked with banks and mortgage throughout the U.S. and abroad to provide optimized solutions for their specific needs within each geography.
  • Previous clients include Wells Fargo, Citicorp, BNYM, JPMC, BOKF, BMO Harris, HNB, First Republic Bank, NWB, and US Bank.
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