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Using Rental History to Unlock Homeownership
Read on to learn about how Freddie Mac now allows lenders to consider positive rental payment history when assessing mortgage applicants, helping credit-invisible or thin-file borrowers qualify for home loans. This change, enabled by Blue Sage’s Digital Lending Platform, promotes greater equity and access in homeownership by integrating rental data directly into the loan approval process. With rising home prices and limited inventory, this innovation offers a timely, tech-driven solution to expand mortgage eligibility.
